/* ============================================================
   Raydon Public Adjusters — Premium Stylesheet v2
   Design: Clean, bold, cinematic. Glass morphism, generous
   white space, dramatic typography, smooth motion.
   ============================================================ */

/* --- FONTS --- */
@import url('https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700;800;900&family=Playfair+Display:ital,wght@0,400;0,500;0,600;0,700;0,800;0,900;1,400;1,500&display=swap');

/* --- RESET & ROOT --- */
:root {
  --bg: #ffffff;
  --bg-warm: #faf8f5;
  --bg-dark: #141414;
  --bg-card: rgba(255,255,255,0.7);

  --text: #171717;
  --text-mid: #555555;
  --text-light: #888888;

  --gold: #c49b3f;
  --gold-bright: #d4a94e;
  --gold-pale: #f5e6c8;
  --bronze: #a0522d;

  --font-sans: 'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
  --font-serif: 'Playfair Display', Georgia, serif;

  --container: 1200px;
  --section-gap: clamp(5rem, 10vw, 8rem);

  --shadow-sm: 0 1px 2px rgba(0,0,0,0.04);
  --shadow-md: 0 4px 24px rgba(0,0,0,0.06);
  --shadow-lg: 0 12px 48px rgba(0,0,0,0.08);
  --shadow-xl: 0 24px 64px rgba(0,0,0,0.10);
  --shadow-gold: 0 8px 32px rgba(196,155,63,0.15);

  --ease: cubic-bezier(0.16, 1, 0.3, 1);
  --ease-spring: cubic-bezier(0.34, 1.56, 0.64, 1);
}

*, *::before, *::after { margin:0; padding:0; box-sizing:border-box; }

html {
  scroll-behavior: smooth;
  font-size: 16px;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

body {
  font-family: var(--font-sans);
  color: var(--text);
  background: var(--bg);
  line-height: 1.7;
  overflow-x: hidden;
}

img { max-width:100%; height:auto; display:block; }
a { text-decoration:none; color:inherit; }
ul { list-style:none; }

/* --- CONTAINER --- */
.container {
  width: 100%;
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 clamp(1.5rem, 4vw, 3rem);
}
.container--narrow { max-width: 860px; }
.container--wide { max-width: 1400px; }

/* --- TYPOGRAPHY --- */
h1, h2, h3, h4, .serif {
  font-family: var(--font-serif);
  font-weight: 700;
  line-height: 1.15;
  letter-spacing: -0.02em;
}

h1 { font-size: clamp(3rem, 6vw, 5.5rem); }
h2 { font-size: clamp(2.2rem, 4.5vw, 3.8rem); }
h3 { font-size: clamp(1.3rem, 2.5vw, 1.75rem); }

.label {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 1.25rem;
}
.label::before {
  content: '';
  width: 24px;
  height: 1.5px;
  background: var(--gold);
  border-radius: 1px;
}

.subtitle {
  font-size: 1.1rem;
  color: var(--text-mid);
  line-height: 1.7;
  max-width: 560px;
}

/* --- GLASS CARD BASE --- */
.glass {
  background: rgba(255,255,255,0.6);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  border: 1px solid rgba(0,0,0,0.06);
  border-radius: 20px;
}

/* --- BUTTONS --- */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 0.6rem;
  padding: 1rem 2.2rem;
  font-family: var(--font-sans);
  font-size: 0.95rem;
  font-weight: 600;
  border-radius: 60px;
  cursor: pointer;
  transition: all 0.35s var(--ease);
  border: none;
  white-space: nowrap;
  letter-spacing: -0.01em;
}

.btn--primary {
  background: var(--gold);
  color: #fff;
  box-shadow: 0 4px 20px rgba(196,155,63,0.3);
}
.btn--primary:hover {
  background: var(--gold-bright);
  transform: translateY(-3px);
  box-shadow: 0 8px 32px rgba(196,155,63,0.4);
}

.btn--dark {
  background: var(--bg-dark);
  color: #fff;
}
.btn--dark:hover {
  background: #2a2a2a;
  transform: translateY(-3px);
  box-shadow: 0 8px 32px rgba(0,0,0,0.2);
}

.btn--outline {
  background: transparent;
  color: var(--text);
  border: 1.5px solid rgba(0,0,0,0.12);
}
.btn--outline:hover {
  border-color: var(--gold);
  color: var(--gold);
  transform: translateY(-3px);
}

.btn--outline-light {
  background: transparent;
  color: #fff;
  border: 1.5px solid rgba(255,255,255,0.2);
}
.btn--outline-light:hover {
  border-color: var(--gold);
  color: var(--gold);
  background: rgba(255,255,255,0.04);
  transform: translateY(-3px);
}

.btn--large {
  padding: 1.15rem 2.8rem;
  font-size: 1rem;
}

/* --- NAV --- */
.nav {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 1000;
  padding: 1.2rem 0;
  transition: all 0.4s var(--ease);
}
.nav--scrolled {
  background: rgba(255,255,255,0.85);
  backdrop-filter: blur(24px);
  -webkit-backdrop-filter: blur(24px);
  padding: 0.7rem 0;
  box-shadow: 0 1px 0 rgba(0,0,0,0.05);
}
.nav--scrolled .nav__logo { color: var(--text); }
.nav--scrolled .nav__link { color: var(--text-mid); }
.nav--scrolled .nav__link:hover { color: var(--text); }
.nav--scrolled .nav__phone { color: var(--gold); }
.nav--scrolled .nav__logo-mark { background: var(--gold); color: #fff; }

.nav__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 clamp(1.5rem, 4vw, 3rem);
}

.nav__logo {
  display: flex;
  align-items: center;
  gap: 0.65rem;
  font-family: var(--font-serif);
  font-size: 1.4rem;
  font-weight: 700;
  color: #fff;
  letter-spacing: -0.01em;
}

.nav__logo-mark {
  width: 34px; height: 34px;
  background: var(--gold);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-sans);
  font-size: 1rem;
  font-weight: 800;
  color: #fff;
  transition: all 0.4s var(--ease);
}

.nav__links { display: flex; align-items: center; gap: 2rem; }
.nav__link {
  font-size: 0.88rem;
  font-weight: 500;
  color: rgba(255,255,255,0.7);
  transition: color 0.25s;
}
.nav__link:hover { color: #fff; }

.nav__phone {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-weight: 600;
  color: var(--gold-bright);
  font-size: 0.92rem;
}

.nav__toggle {
  display: none;
  background: none;
  border: none;
  color: #fff;
  font-size: 1.4rem;
  cursor: pointer;
}
.nav--scrolled .nav__toggle { color: var(--text); }

.nav__mobile {
  display: none;
  position: fixed;
  inset: 0;
  background: rgba(255,255,255,0.97);
  backdrop-filter: blur(40px);
  z-index: 999;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 2rem;
  opacity: 0;
  pointer-events: none;
  transition: opacity 0.4s;
}
.nav__mobile--open { opacity: 1; pointer-events: all; }
.nav__mobile .nav__link { font-size: 1.4rem; color: var(--text); }

/* --- HERO --- */
.hero {
  position: relative;
  min-height: 100vh;
  display: flex;
  align-items: center;
  background: var(--bg-dark);
  overflow: hidden;
}

.hero__bg {
  position: absolute;
  inset: 0;
  z-index: 1;
}
.hero__bg-gradient {
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse 70% 50% at 20% 30%, rgba(196,155,63,0.12) 0%, transparent 50%),
    radial-gradient(ellipse 50% 60% at 80% 70%, rgba(160,82,45,0.08) 0%, transparent 50%),
    radial-gradient(ellipse 40% 40% at 50% 50%, rgba(255,255,255,0.02) 0%, transparent 70%);
  z-index: 2;
}
.hero__bg-texture {
  position: absolute;
  inset: 0;
  background-image:
    radial-gradient(circle at 25% 25%, rgba(255,255,255,0.015) 1px, transparent 1px),
    radial-gradient(circle at 75% 75%, rgba(255,255,255,0.015) 1px, transparent 1px);
  background-size: 60px 60px;
  z-index: 3;
}
.hero__particles {
  position: absolute;
  inset: 0;
  z-index: 4;
}

.hero__content {
  position: relative;
  z-index: 5;
  width: 100%;
  padding: clamp(7rem, 16vw, 12rem) 0 clamp(4rem, 8vw, 6rem);
}

.hero__badge {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  padding: 0.45rem 1.2rem;
  border-radius: 100px;
  font-size: 0.8rem;
  font-weight: 600;
  color: rgba(255,255,255,0.8);
  background: rgba(255,255,255,0.05);
  border: 1px solid rgba(255,255,255,0.08);
  margin-bottom: 2rem;
  animation: fadeUp 0.8s var(--ease) 0.2s both;
}
.hero__badge-dot {
  width: 7px; height: 7px;
  background: var(--gold);
  border-radius: 50%;
  animation: pulse 2s ease-in-out infinite;
}

.hero__title {
  color: #fff;
  max-width: 800px;
  margin-bottom: 1.5rem;
  animation: fadeUp 0.8s var(--ease) 0.4s both;
}
.hero__title em {
  font-style: italic;
  color: var(--gold-bright);
  position: relative;
}
.hero__title .highlight {
  color: var(--gold-bright);
}

.hero__text {
  font-size: clamp(1rem, 1.4vw, 1.2rem);
  color: rgba(255,255,255,0.5);
  max-width: 540px;
  line-height: 1.75;
  margin-bottom: 2.5rem;
  animation: fadeUp 0.8s var(--ease) 0.6s both;
}

.hero__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
  animation: fadeUp 0.8s var(--ease) 0.8s both;
}

.hero__stats {
  display: flex;
  gap: clamp(2rem, 5vw, 4rem);
  margin-top: 5rem;
  padding-top: 2.5rem;
  border-top: 1px solid rgba(255,255,255,0.06);
  animation: fadeUp 0.8s var(--ease) 1s both;
}
.hero__stat-value {
  font-family: var(--font-serif);
  font-size: clamp(2.2rem, 4vw, 3.2rem);
  font-weight: 700;
  color: var(--gold-bright);
  line-height: 1;
}
.hero__stat-label {
  font-size: 0.82rem;
  color: rgba(255,255,255,0.4);
  margin-top: 0.4rem;
  line-height: 1.4;
}

/* --- ANIMATIONS --- */
@keyframes fadeUp {
  from { opacity: 0; transform: translateY(32px); }
  to   { opacity: 1; transform: translateY(0); }
}
@keyframes pulse {
  0%, 100% { opacity: 1; transform: scale(1); }
  50% { opacity: 0.4; transform: scale(1.4); }
}
@keyframes shimmer {
  0% { background-position: -200% center; }
  100% { background-position: 200% center; }
}

/* Scroll reveals */
.reveal {
  opacity: 0;
  transform: translateY(48px);
  transition: opacity 0.9s var(--ease), transform 0.9s var(--ease);
}
.reveal--visible { opacity: 1; transform: translateY(0); }
.reveal--d1 { transition-delay: 0.1s; }
.reveal--d2 { transition-delay: 0.2s; }
.reveal--d3 { transition-delay: 0.3s; }
.reveal--d4 { transition-delay: 0.4s; }

/* --- SECTION COMMONS --- */
.section { padding: var(--section-gap) 0; }
.section--warm { background: var(--bg-warm); }
.section--dark { background: var(--bg-dark); color: #fff; }
.section--dark .subtitle { color: rgba(255,255,255,0.5); }
.section--dark .label::before { background: var(--gold-bright); }
.section--dark .label { color: var(--gold-bright); }
.section__header { text-align: center; margin-bottom: 4rem; }
.section__header .subtitle { margin: 0 auto; }

/* --- SERVICES --- */
.services-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
}

.service-card {
  position: relative;
  background: #fff;
  border-radius: 24px;
  padding: 2.8rem 2rem;
  border: 1px solid rgba(0,0,0,0.05);
  box-shadow: var(--shadow-sm);
  transition: all 0.5s var(--ease);
  overflow: hidden;
}
.service-card::after {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--gold), var(--bronze));
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.5s var(--ease);
}
.service-card:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-xl);
  border-color: transparent;
}
.service-card:hover::after { transform: scaleX(1); }

.service-card__icon {
  width: 56px; height: 56px;
  background: var(--bg-warm);
  border-radius: 16px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.3rem;
  color: var(--gold);
  margin-bottom: 1.5rem;
  transition: all 0.4s var(--ease);
}
.service-card:hover .service-card__icon {
  background: var(--gold);
  color: #fff;
  transform: scale(1.08) rotate(-3deg);
  box-shadow: var(--shadow-gold);
}

.service-card h3 {
  font-family: var(--font-serif);
  color: var(--text);
  margin-bottom: 0.6rem;
}
.service-card p {
  color: var(--text-mid);
  font-size: 0.93rem;
  line-height: 1.65;
}

/* --- LOSS TYPES --- */
.loss-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1rem;
}

.loss-card {
  position: relative;
  background: rgba(255,255,255,0.03);
  border: 1px solid rgba(255,255,255,0.05);
  border-radius: 18px;
  padding: 2rem 1.5rem;
  text-align: center;
  transition: all 0.4s var(--ease);
  overflow: hidden;
}
.loss-card::before {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(circle at 50% 0%, rgba(196,155,63,0.08), transparent 70%);
  opacity: 0;
  transition: opacity 0.4s;
}
.loss-card:hover {
  border-color: rgba(196,155,63,0.25);
  transform: translateY(-6px);
  background: rgba(255,255,255,0.05);
}
.loss-card:hover::before { opacity: 1; }

.loss-card__icon {
  font-size: 2rem;
  color: var(--gold-bright);
  margin-bottom: 0.9rem;
  transition: transform 0.4s var(--ease-spring);
  display: inline-block;
}
.loss-card:hover .loss-card__icon { transform: scale(1.25); }

.loss-card h4 {
  font-family: var(--font-sans);
  font-weight: 600;
  font-size: 0.95rem;
  color: #fff;
  margin-bottom: 0.35rem;
}
.loss-card p {
  font-size: 0.8rem;
  color: rgba(255,255,255,0.4);
  line-height: 1.5;
}

/* --- AUTHORITY --- */
.authority-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: clamp(3rem, 8vw, 6rem);
  align-items: center;
}

.authority-image {
  position: relative;
  border-radius: 28px;
  overflow: hidden;
  aspect-ratio: 4/5;
  background: var(--bg-warm);
  box-shadow: var(--shadow-xl);
}
.authority-image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}
.authority-image__badge {
  position: absolute;
  bottom: 2rem;
  left: -1rem;
  background: var(--bg-dark);
  color: #fff;
  padding: 1.2rem 2rem;
  border-radius: 16px;
  box-shadow: var(--shadow-lg);
}
.authority-image__badge-value {
  font-family: var(--font-serif);
  font-size: 2.2rem;
  font-weight: 700;
  color: var(--gold-bright);
  line-height: 1;
}
.authority-image__badge-label {
  font-size: 0.78rem;
  color: rgba(255,255,255,0.6);
  margin-top: 0.2rem;
}

.authority-points {
  display: flex;
  flex-direction: column;
  gap: 1.5rem;
  margin-top: 2rem;
}
.authority-point {
  display: flex;
  gap: 1rem;
}
.authority-point__icon {
  flex-shrink: 0;
  width: 46px; height: 46px;
  background: var(--bg-warm);
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.05rem;
  color: var(--gold);
  transition: all 0.3s var(--ease);
}
.authority-point:hover .authority-point__icon {
  background: var(--gold);
  color: #fff;
  box-shadow: var(--shadow-gold);
}
.authority-point h4 {
  font-family: var(--font-sans);
  font-weight: 600;
  color: var(--text);
  margin-bottom: 0.2rem;
}
.authority-point p {
  color: var(--text-mid);
  font-size: 0.9rem;
  line-height: 1.55;
}

/* --- PROCESS --- */
.process-steps {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 2rem;
  margin-top: 3rem;
  text-align: center;
}

.process-step__num {
  width: 56px; height: 56px;
  margin: 0 auto 1.25rem;
  border-radius: 50%;
  background: #fff;
  border: 2px solid rgba(0,0,0,0.06);
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-serif);
  font-size: 1.3rem;
  font-weight: 700;
  color: var(--text);
  transition: all 0.4s var(--ease);
}
.process-step:hover .process-step__num {
  background: var(--gold);
  color: #fff;
  border-color: var(--gold);
  box-shadow: var(--shadow-gold);
  transform: scale(1.1);
}

.process-step h3 {
  font-family: var(--font-serif);
  color: var(--text);
  margin-bottom: 0.4rem;
}
.process-step p {
  font-size: 0.9rem;
  color: var(--text-mid);
  line-height: 1.55;
}

/* --- CTA BANNER --- */
.cta-banner {
  padding: clamp(4rem, 8vw, 7rem) 0;
  background: var(--bg-dark);
  text-align: center;
  position: relative;
  overflow: hidden;
}
.cta-banner::before {
  content: '';
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse 60% 50% at 30% 50%, rgba(196,155,63,0.06), transparent),
    radial-gradient(ellipse 40% 50% at 70% 50%, rgba(160,82,45,0.04), transparent);
}
.cta-banner__content { position: relative; z-index: 1; }
.cta-banner h2 {
  color: #fff;
  margin-bottom: 1rem;
}
.cta-banner p {
  color: rgba(255,255,255,0.5);
  font-size: 1.1rem;
  max-width: 500px;
  margin: 0 auto 2rem;
}
.cta-banner__phone {
  display: inline-flex;
  align-items: center;
  gap: 0.75rem;
  font-family: var(--font-serif);
  font-size: clamp(1.8rem, 3vw, 2.5rem);
  font-weight: 700;
  color: var(--gold-bright);
  transition: color 0.3s;
}
.cta-banner__phone:hover { color: var(--gold-pale); }

/* --- AREAS --- */
.areas-cards {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 1.5rem;
  margin-top: 2.5rem;
}
.area-card {
  background: #fff;
  border: 1px solid rgba(0,0,0,0.05);
  border-radius: 18px;
  padding: 2rem 2.5rem;
  min-width: 170px;
  text-align: center;
  box-shadow: var(--shadow-sm);
  transition: all 0.4s var(--ease);
}
.area-card:hover {
  border-color: var(--gold);
  transform: translateY(-6px);
  box-shadow: var(--shadow-lg);
}
.area-card i {
  font-size: 1.4rem;
  color: var(--gold);
  margin-bottom: 0.6rem;
}
.area-card h4 {
  font-family: var(--font-sans);
  font-weight: 600;
  color: var(--text);
}
.area-card--coming {
  opacity: 0.55;
  border-style: dashed;
}
.area-card__badge {
  display: inline-block;
  font-size: 0.65rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--gold);
  background: rgba(196,155,63,0.08);
  padding: 0.2rem 0.7rem;
  border-radius: 100px;
  margin-top: 0.5rem;
}

/* --- TESTIMONIALS --- */
.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
  margin-top: 3rem;
  text-align: left;
}

.testimonial-card {
  background: #fff;
  border-radius: 20px;
  padding: 2rem;
  box-shadow: var(--shadow-sm);
  border: 1px solid rgba(0,0,0,0.04);
  transition: all 0.4s var(--ease);
}
.testimonial-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-lg);
}
.testimonial-card__stars {
  color: var(--gold);
  font-size: 0.85rem;
  margin-bottom: 1rem;
}
.testimonial-card__text {
  color: var(--text-mid);
  font-size: 0.93rem;
  line-height: 1.7;
  font-style: italic;
  margin-bottom: 1.25rem;
}
.testimonial-card__author {
  font-weight: 600;
  color: var(--text);
  font-size: 0.88rem;
}
.testimonial-card__location {
  font-size: 0.78rem;
  color: var(--text-light);
}

/* --- BLOG PREVIEW --- */
.blog-header {
  display: flex;
  justify-content: space-between;
  align-items: flex-end;
  margin-bottom: 3rem;
  flex-wrap: wrap;
  gap: 1rem;
}
.blog-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
}

.blog-card {
  border-radius: 20px;
  overflow: hidden;
  background: #fff;
  border: 1px solid rgba(0,0,0,0.05);
  box-shadow: var(--shadow-sm);
  transition: all 0.5s var(--ease);
}
.blog-card:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-xl);
}
.blog-card__img {
  aspect-ratio: 16/10;
  background: var(--bg-warm);
  overflow: hidden;
}
.blog-card__img img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.6s var(--ease);
}
.blog-card:hover .blog-card__img img {
  transform: scale(1.06);
}
.blog-card__body {
  padding: 1.5rem;
}
.blog-card__date {
  font-size: 0.78rem;
  color: var(--text-light);
  margin-bottom: 0.5rem;
}
.blog-card h3 {
  font-family: var(--font-sans);
  font-size: 1.05rem;
  font-weight: 600;
  color: var(--text);
  margin-bottom: 0.5rem;
  line-height: 1.4;
}
.blog-card p {
  font-size: 0.88rem;
  color: var(--text-mid);
  line-height: 1.55;
  margin-bottom: 1rem;
}
.blog-card__link {
  font-weight: 600;
  font-size: 0.85rem;
  color: var(--gold);
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  transition: gap 0.3s;
}
.blog-card__link:hover { gap: 0.55rem; }

/* --- CONTACT --- */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: clamp(3rem, 6vw, 5rem);
}

.contact-info h2 {
  color: #fff;
  margin-bottom: 1rem;
}
.contact-info > p {
  color: rgba(255,255,255,0.5);
  margin-bottom: 2rem;
}

.contact-detail {
  display: flex;
  align-items: center;
  gap: 1rem;
  margin-bottom: 1.25rem;
}
.contact-detail__icon {
  width: 42px; height: 42px;
  background: rgba(255,255,255,0.06);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--gold-bright);
  font-size: 0.95rem;
  flex-shrink: 0;
}
.contact-detail__text {
  color: rgba(255,255,255,0.6);
  font-size: 0.93rem;
}
.contact-detail__text strong {
  color: #fff;
  display: block;
  font-weight: 600;
}

.contact-assoc {
  margin-top: 2rem;
  padding-top: 2rem;
  border-top: 1px solid rgba(255,255,255,0.06);
}
.contact-assoc h4 {
  font-family: var(--font-sans);
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.3);
  margin-bottom: 0.75rem;
}
.contact-assoc__badge {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.08);
  padding: 0.5rem 1rem;
  border-radius: 10px;
  font-size: 0.82rem;
  font-weight: 500;
  color: rgba(255,255,255,0.6);
}

.contact-form {
  background: rgba(255,255,255,0.03);
  border: 1px solid rgba(255,255,255,0.06);
  border-radius: 24px;
  padding: 2.5rem;
}
.contact-form h3 {
  font-family: var(--font-sans);
  font-weight: 600;
  color: #fff;
  margin-bottom: 0.3rem;
}
.contact-form > p {
  font-size: 0.88rem;
  color: rgba(255,255,255,0.4);
  margin-bottom: 1.5rem;
}

.form-group { margin-bottom: 1rem; }
.form-group label {
  display: block;
  font-size: 0.8rem;
  font-weight: 500;
  color: rgba(255,255,255,0.5);
  margin-bottom: 0.35rem;
}
.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 0.85rem 1rem;
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.08);
  border-radius: 12px;
  color: #fff;
  font-family: var(--font-sans);
  font-size: 0.93rem;
  transition: border-color 0.3s, background 0.3s;
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  outline: none;
  border-color: var(--gold);
  background: rgba(255,255,255,0.06);
}
.form-group input::placeholder,
.form-group textarea::placeholder {
  color: rgba(255,255,255,0.2);
}
.form-group select {
  appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 12 12'%3E%3Cpath fill='%23c49b3f' d='M6 8L1 3h10z'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 1rem center;
}
.form-group select option { background: #1a1a1a; color: #fff; }

/* --- FOOTER --- */
.footer {
  background: #0d0d0d;
  color: rgba(255,255,255,0.4);
  padding: 4rem 0 2rem;
}
.footer__grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 3rem;
  margin-bottom: 3rem;
}
.footer__brand {
  font-family: var(--font-serif);
  font-size: 1.3rem;
  font-weight: 700;
  color: #fff;
  margin-bottom: 0.75rem;
}
.footer__brand-text {
  font-size: 0.88rem;
  line-height: 1.65;
  margin-bottom: 1.5rem;
}
.footer__social {
  display: flex;
  gap: 0.6rem;
  flex-wrap: wrap;
}
.footer__social a {
  width: 36px; height: 36px;
  background: rgba(255,255,255,0.04);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: rgba(255,255,255,0.4);
  font-size: 0.85rem;
  transition: all 0.3s;
}
.footer__social a:hover {
  background: var(--gold);
  color: #fff;
}
.footer h4 {
  font-family: var(--font-sans);
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: #fff;
  margin-bottom: 1.25rem;
}
.footer__links li { margin-bottom: 0.55rem; }
.footer__links a {
  font-size: 0.88rem;
  color: rgba(255,255,255,0.4);
  transition: color 0.25s;
}
.footer__links a:hover { color: var(--gold-bright); }
.footer__bottom {
  padding-top: 2rem;
  border-top: 1px solid rgba(255,255,255,0.05);
  display: flex;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 1rem;
  font-size: 0.78rem;
}

/* --- RESPONSIVE --- */
@media (max-width: 1024px) {
  .services-grid { grid-template-columns: repeat(2, 1fr); }
  .loss-grid { grid-template-columns: repeat(2, 1fr); }
  .authority-grid { grid-template-columns: 1fr; }
  .authority-image { max-width: 450px; margin: 0 auto; }
  .process-steps { grid-template-columns: repeat(2, 1fr); }
  .testimonials-grid { grid-template-columns: 1fr; max-width: 450px; margin-left: auto; margin-right: auto; }
  .blog-grid { grid-template-columns: repeat(2, 1fr); }
  .contact-grid { grid-template-columns: 1fr; }
  .footer__grid { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 768px) {
  .nav__links { display: none; }
  .nav__toggle { display: block; }
  .nav__mobile { display: flex; }

  .services-grid { grid-template-columns: 1fr; }
  .loss-grid { grid-template-columns: 1fr; }
  .process-steps { grid-template-columns: 1fr; max-width: 320px; margin-left: auto; margin-right: auto; }
  .blog-grid { grid-template-columns: 1fr; }
  .areas-cards { flex-direction: column; align-items: center; }
  .area-card { width: 100%; max-width: 280px; }
  .hero__stats { flex-wrap: wrap; gap: 2rem; }
  .footer__grid { grid-template-columns: 1fr; gap: 2rem; }
  .footer__bottom { flex-direction: column; text-align: center; }
}

@media (max-width: 480px) {
  .hero__actions { flex-direction: column; }
  .hero__actions .btn { width: 100%; justify-content: center; }
}